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Bados · 100+, M
Is credit score an american thing?
scabs · 51-55, T
@Bados I thought everywhere had it. I'm American though
DearAmbellina2113 · 41-45, F
@Bados yes and it sucks, like a lot of American things

DearAmbellina2113 · 41-45, F
I relate. Mine sucks right now, all because of student loans and medical bills that I couldn't pay on when I was sick for 7 years.

I'm incredibly good with money, I pay my bills early every month, and I have a solid amount of savings that I don't touch. I've never even owned a credit card. But because Big Finance doesn't give a flip about people getting sick...well, I have bad credit. 😒
scabs · 51-55, T
@DearAmbellina2113 mines all medical debt too because ivr been sick a lot over the years too 🙁
Jm31xxx · 46-50, M
Could you translate that into real terms for uk people please?

Since Covid I've been living in my overdraft, are u more broke than I?
Do you have anything on credit?
scabs · 51-55, T
@Spoiledbrat I never had a credit card before.

Wait I forgot! Years ago I had a credit card they closed the account on me because I wasnt making payment because I was having tons of problems at the time
meggie · F
At least its gone up and not down.
scabs · 51-55, T
@TryingtoLava years of medical debt. I paid some of it which is why I think it went up some but when you dont have insurance for the longest time those Bill's get huge. Plus i have been evicted before

 
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