My cousin thinks it's irresponsible to not have it. I told her I just have a lot of other things to do and just never thought about like that. And she says people can die at any age and stuff like that
Might be irresponsible if you have a family to care for. If for nothing else, to cover funeral costs, That would be a kindness from you to your family. But otherwise, but irresponsible?? No.
SW-User
I only got it once I got a mortgage, in Ireland you have to have it then, if I die my mortgage still gets paid... But also it's for other things too