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Why do i always lend money to people who never give it back on time, or in full.

Then complain when I ask about it.
Cant wait until October then I'll have nothing to do with you. ✌
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I start with small loans and I don't ask for the money back. When they come to ask for more money I just say NO you didn't pay me back last time. It only takes $20 to see what kind of person someone is.