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How can a person be both poor and happy?

I am having a very hard time understanding how they can be. Especially since now I am one of them. I mean all I've been doing is worrying about everything. How am I going to pay for this? For that? What am I going to do when I can no longer live here? How to prevent others from knowing of my tragic downfall? There is no time or energy left for being happy.
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Because you don't need money to be happy. Happiness is a mindset of appreciation :)