When you pay someone back, are you rounding up or rounding down?

I don’t think about it. Whatever feels right is what I give. And it’s usually “dictated” by the other party… “You still owe me blank.95 for last weeks items at the grocery store..”

I either have spare change to nickel and dime them or just hand them the dollars and not worry about it. Whatever rips off the bandaid the fastest.