Best place to get a $2,000 loan?
So I took out a $10,000 loan a few years ago because I had to get a new HVAC unit in my house. I was supposed to pay $75 a month for 10 years, but after a couple of years, I was doing ok financially and so I refinanced the loan with a Discover Personal Loan and have been paying $266.06 a month and it will be paid off in 4 years. I'm on my last year and it should be paid off by the end of this year.
Problem is that paying this off, as well as some health problems I have had to buy a lot of medication for monthly, I am in severe financial difficulties now and am terrified of losing my home.
I'm desperately trying to find ways to save money each month so I don't lose my home. I have cut out all energy drinks, only eating once a day, and have discontinued my Apple Music, my iPad, cable, and have changed my plans on cell phone and auto insurance for discounts.
Today I was thinking about my Discover personal loan and was wondering if I could take out a $2,000 loan with another company, pay off the $1800 Discover loan and have much smaller payments, even though it wouldn't be paid off this year.
So is that a good idea? The $266 a month I am paying is eating me alive and I am desperate to get that payment down.
Besides Discover, what are some more good companies that I can get a fast loan from? I do have excellent credit.
Problem is that paying this off, as well as some health problems I have had to buy a lot of medication for monthly, I am in severe financial difficulties now and am terrified of losing my home.
I'm desperately trying to find ways to save money each month so I don't lose my home. I have cut out all energy drinks, only eating once a day, and have discontinued my Apple Music, my iPad, cable, and have changed my plans on cell phone and auto insurance for discounts.
Today I was thinking about my Discover personal loan and was wondering if I could take out a $2,000 loan with another company, pay off the $1800 Discover loan and have much smaller payments, even though it wouldn't be paid off this year.
So is that a good idea? The $266 a month I am paying is eating me alive and I am desperate to get that payment down.
Besides Discover, what are some more good companies that I can get a fast loan from? I do have excellent credit.
