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I noticed that every time there's a snow storm...a hurricane or something like that

My car insurance goes up like clockwork smh i'm paying $265 for full coverage and its going up to $281 no tickets or accidents in 30 plus years.
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dirge · M
I saw a ama type thing where an insurance guy said that that's just the way they operate. risk numbers don't matter, the only thing that keeps insurers in check is shopping around and channging companies every few years.