Florida in an Insurance Crisis

I have been paying 4800 per year for my homeowners with large deductibles. I received my renewal for 9899 per year. I received a Citizens' quote for 5640 today. I can pay that all in one lump sum. Or lower my coverage. Pretty upset over this.

This page is a permanent link to the reply below and its nested replies. See all post replies »

graphite · 61-69, M

Florida has high insurance because of hurricanes knocking off roofs, no? In California, outside of the woodsy areas, insurance is pretty cheap. But earthquake damage is not covered.

akindheart · 61-69, F

@graphite there are other reasons too. Florida is very litigious and we have lots of fraud down here

Slade · 56-60, M

@akindheart car ins is high too with so many illegals driving uninsured and drunk

akindheart · 61-69, F

@Slade tell me. the lady who hit me only had 10K and she totalled herand hit 3 others

graphite · 61-69, M

@Slade Yep. No license, no insurance, nothing.

akindheart · 61-69, F

@graphitemostly illegals down here. i don't know how they are getting these fancy cars either

graphite · 61-69, M

@akindheart I donated a car and nearly two years later, received a notice that it had been illegally parked somewhere. Apparently who had it never registered it so they sent the notice to the last legal owner. Makes me wonder who it was donated to.

akindheart · 61-69, F

@graphite they didn't want to pay for insurance or to register it i guess