That's the way I buy things. Go for it! Just make sure that you make your monthly payments and you will build a good credit history and don't buy it one other thing until you pay one thing off each time. Then you can buy something else but don't ever ever charge up your credit card. This method really makes it so much easier on people on low income. I know it's been a life safer for me at times.
I’d say no. But I’m a guy that has a lower than expected credit score because the only real credit I use is for car payments.
I’ve never taken out a credit card or line in my name if it wasn’t for a vehicle.
My ex wife however had 2 cards in my name that she maxed and never told me about. After we separated she stopped paying using my money she was lying about.
After the divorce my credit shot down from like 720 - to - 580… Try getting yourself to be taken seriously by anyone after that.
But no ! In my opinion shoes and other luxury items shouldn’t ever be financed.
If you want it save for it and then buy it outright.
That’s between you and your wife. If brand is important sometimes you can find brand name things practically brand new for cheaper when there is excess inventory or even at thrift stores. I found a brand name purse at a thrift store in the USA for $20. Maybe wait till it’s no longer trending and the price will go down because they will need to clear inventory.
I agree with others it’s smarter to budget and buy something similar that’s not brand name if you can but you do you.
I'm not in the right age group, perhaps, to understand these things, but the obsession with 'labels' is expensive and addictive. It can never be satisfied. You say that she will have them for a long time, but the chances are that Prada will lose it's appeal in a year or two (or less), or another labelled product become the desired expensive object in a few months.
I'm sure you love your wife to bits and it's great that you want to her to be happy, but if her happiness resides in acquiring 'pretty things' perhaps some serious conversations are needed? I know you go to church and so perhaps understand the transience of worldly possessions is not the thing to cling to most.
I do hope you are able to work your way through the challenges that these decisions involve. 🙂
Ok, yes some valid points and things to think about there. They’re expensive, but they’re versatile, she could wear them to church as well as work and nights out. @FreddieUK
I think they should be pretty well made, they’re Prada so always good quality. I worry my wife wouldn’t be able to walk in them, but she wants them so no doubt she will end up with them!@TeenWonder
She loves them, she only really likes them and ballet flats and she’s got literally hundreds of those. These are kinda blowing a lot of our budget though. 😬@RachelLia2003
Is vanity such a bad thing if it means she’s well dressed and looks good. She likes to feel like she’s the most important person in the room and she says that the labels she wears do this. @GoFish
She likes the chunkyness as her legs are quite big/chunky so small shoes look strange. I get that they are at the chunkier end of the scale though. Ill make sure she considers this before we buy them. @onewithshoes
Oh lol. I can literally hear my husbands reaction if I'd have asked for £910 shoes!!! He would have said something like "that's one sixth of a new kitchen" There would have definitely been some colourful words in there too, but he managed all our finances and always made sharp sensible decisions, even if I wasn't happy if it was a 'no'. I think the better question is what can we afford if she doesn't have these shoes and what is better for the family as a whole? If you need to put your foot down, do it. She will respect you more for it later xx
@Strongtea Cost of living going on..stick to bargains on Vinted!!! Set budgets between you,I'm not saying to stop any hobbies ,just manage that time/ money / expenditure better...
