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why credit scores are full of shit

I literally paid it off 3 months ahead and this shit happens
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Yes!
Lil gloat... I have no mortgage so my credit is shit, but Im sat in a house worth a stupid amount more than the mortgage was worth and I own it 🤦‍♀️
MartinTheFirst · 26-30, M
@V00doo lil gloat, is that a rappers name?
MartinTheFirst · 26-30, M
@V00doo [media=https://youtu.be/lJSzUxvX0eU]