why credit scores are full of shit

Maybe they also follow you on SW? 😬😬

I barely checked my credit score for the first time just months ago & I'm pretty pleased that I'm decent. I thought it would be in the garbage 😶

Mine dropped when I paid off my student loan early. I think it was because it was my oldest account getting closed. It did go back up though.

I don't understand why, but they like people having some sort of line of credit, or something to pay off, including two or more credit cards.

[i][c=BF0080]They want you to owe for life. Then you’ll get a bump in the score 🙄[/c][/i]

I payed off my school loans once and it dropped like 200 points. Eff that shit

Yes!
Lil gloat... I have no mortgage so my credit is shit, but Im sat in a house worth a stupid amount more than the mortgage was worth and I own it 🤦‍♀️

wtf is up with that, in sweden we get credits if we're [b][i]not[/i][/b] in debt 🤣 banks don't want people who can't pay shit back

What the hell?