I wonder how there is so much money in the world
And yet there are claims there is not enough money to fight poverty, homelessness, and other social ills but yet there are people with billions of dollars and they keep generating billions. There are hospitals that are relying on donations to keep running their research to help with combating diseases such as childhood cancer instead of having the proper government funding. We spend millions and billions on stupid wars and overthrowing other governments and allowing banks to throw people out of their houses because mortgages are so expensive. Everything is so expensive nowadays rents and mortgages, medical care, education, housing, transportation, groceries you name it. How do people live anymore? Salaries are not Keeping up with inflation. people making $50,000 to $100,000 a year are worrying about living paycheck to paycheck and saving enough money. It’s crazy. Since when is it reasonable to need a six figure income like $200,000 or more just to afford basic comfortable living for one person or a a small family? I wonder when I leave my parents house how am I going to live even if I am careful with my spending? They financially support me right now and I get disability benefits from the government. Eventually I’ll be returning to working part time to help with earning my own money. I don’t think I have what it takes to work full time. Ideally I should be able to live off of 20-25 hours a week or its equivalent on reduced expenses. The very most I will work is 30 hours per week and that is on a very good week. I don’t think I can work 40 or more hours per week without getting exhausted and burned out. I also still want time for my hobbies/interests/talents/passions/skillsets/aptitudes, maybe volunteering, house chores and household shopping maintenance and travel and enjoying my life while living on my own. I just don’t know how I. Will be able to do it. I think I will be lucky to make $ 30,000-$40,000 on a part time basis but that’s struggling to make ends meet. I wish we could go back to the prices of the 1960s and 1970s with the social progress we have made today. Because of my disabilities I don’t think I can move to another country where it is much more affordable to live on such a salary. I want to go back to where making $50,000 -$100,000 a year was considered very comfortable amount of money for a middle class lifestyle and not a struggle to keep up with soaring prices. My parents must make $150,000-$200,000 dual income and even they must watch where their money is going. We have a comfortable lifestyle but it comes at the cost of long commutes and my parents working very hard. My sister is struggling to keep up with her bills because she has not landed a job that pays well enough for her to live on her own so she lives with me and my parents. She has some help from my parents with bills but pays others on her own. She is educated and has two bachelors degrees in criminal justice and psychology and cannot find a professional career that pays her enough to fully take care of herself a job like that with prices in this area needs to be around $ 60,000 annually. She is stuck working in a cafe three days a week and taking on a couple of clients as a personal trainer at a gym a blend of personal training and working the desk. I feel terrible because she did everything she was supposed to do. She finished university but I did not. She even wishes an employer would help pay for her masters degree. My parents offered to help pay for her masters degree but she doesn’t want to get into more debt without even a guarantee of a career and professional job. Why are there so many struggling just to make a living? I am lucky because without my family I would be out living in the street or in a shelter. I am so scared for myself, my sister, my family, and many hundreds of thousands to millions of others. I don’t know how I will survive on my own when the time comes. I will probably need government help for the rest of my life or need to find supportive housemates who will let me live with them
For a reduced price. I don’t know what to do. I also cannot save more than $ 2,000 dollars in my name in my bank account or my social security disability benefits will be cut off. That is my safety net. Granted, part of me does not want to be on them because I find it restrictive and disheartening because I will remain poor. I can’t make more than about $1,500 to $1,600 per month in money on top of social security which puts me at about $18,000 per year. I could make more than that if I wasn’t on disability but not enough money to not struggle on my own. My parents think a disability trust is a good idea for me. I am full of doubt and uncertainty about my future. I wish things were affordable again and I could make it on a moderate income salary. I know many people would view me as entitled, spoiled, and unwilling to work. But it is not that simple. I need a remote flexible schedule career because of my circadian rhythm and having energy in the afternoons, evenings, and late nights into the early hours of the morning until dawn that flexes around my life so I can be at my most productive. Because I have no energy in the early and mid mornings and even late morning is hard for me to get up. I feel ready to get up at around noon midday. I will go for the habit of getting up at 11:00 am-11:30am Also I don’t drive so I don’t have reliable transportation to go to an onsite job. I would rather have a career in which I don’t have to clock in and out and can work wherever, however I like and can take as many breaks as a I need, and whenever I want as long as I follow the project guidelines and have the tasks/projects completed by or before the due date. If I finish my courses I could possibly do that if I pass my knowadays.com and skillcrush.com courses and do other vocational courses with certificates of completion and diplomas and finish my degrees from university. I maybe can do a bachelors degree and masters degree programs in many years. I still have to pay back my student loans that my parents help me pay back college was $15,000-$20,000 back when I was a junior at a cheaper state school for instate tuition not counting school supplies and textbooks for one year of university. I I still have over $5,000 dollars to pay back over ten years later. I should have just have finished. I was a fool for quitting because maybe I would be better employed right now. If I stayed with foreign languages/modern languages I would have been a translator in a high demand industry and could pay off my college expenses faster especially if I stayed at home for quite a few years to save up money. I should have never switched to psychology or taken time off for a year before going back. I could have had a bachelors and masters in foreign languages and translation. I would have made decent money but would have to be careful of my spending because everything is still so expensive these days. The thing is you are screwed either way because there is always some way to get you property taxes, sales taxes, income taxes at the federal and state level, on top of other expenses. I just don’t know how I am going to live on my own and how I am going to get around. I really don’t want to have to take public transportation especially when I have a lot of bags from grocery shopping. I wish I could have a personal driver who could take me places when I needed. I wish I could drive again but my family thinks it is safer for me not to drive. It is really frustrating but also cars are expensive to maintain and gas prices are high. Constantly checking engines and other things and fixing fees and property taxes. Also there is the risk of getting into a car accident.Also car insurance is another expense. You need insurance for everything. Life insurance, renters or home insurance, car insurance, health insurance, dental insurance, vision insurance, the list goes on. I don’t feel you are truly free if you have to worry about being one mishap away from losing everything even if you are middle class. I mean I feel the American dream is dead. For such an industrialized country we let our people slip through the cracks. Sure there are organizations that are doing everything they can to help society’s disadvantaged and some millionaires and billionaires and are there even trillionaires? Do donate a lot of money to social welfare causes but still problems do not get completely fixed. And employee protections are not the best in this country. Sure there are opportunities if you are rich and wealthy and don’t have to worry about money at all. But the low income working class and the middle class are taking the brunt of expenses while the upper class get a bunch of tax breaks. But deep down many people wish they were upper class for the opportunities and choices that socioeconomic. Class provides. I am one of them. But only through ethical and honest means. Some millionaires are self made success stories but are they the majority?
I am just saying the playing field is not really fair. So my mom did bring herself out of poverty through education and hard work and my paternal grandparents started over in America and brought themselves back to a middle class lifestyle like they had in Mozambique. Back in the day maybe the odds were a bit more manage able because again not everything was extremely expensive. I feel like after the 1980s prices started soaring. What happened? Also limited supply of housing and zoning restrictions and more demand than supply jacked up the prices. I feel so cynical and pessimistic about life. I feel like government should do more for its people to make their lives easier. I wish quality of life was more important than working yourself to death on this culture. I have no idea how I will survive on my own in this world because someday my older family members are going to die and it will just be me and my sister and cousins. And when I’m middle aged and then later become elderly i will have to live on my own or join some intentional community with cohousing, coliving, or shared living arrangements. I have also thought of joining ecovillages, housing co-operatives. I don’t think I would like living in.a commune where almost everything is shared in common. I could join a community of assisted living or supportive independent living for adults with disabilities with staff there for help if needed. I never want to end up in a group home or any other institutionalized setting. I’m just so scared…..
For a reduced price. I don’t know what to do. I also cannot save more than $ 2,000 dollars in my name in my bank account or my social security disability benefits will be cut off. That is my safety net. Granted, part of me does not want to be on them because I find it restrictive and disheartening because I will remain poor. I can’t make more than about $1,500 to $1,600 per month in money on top of social security which puts me at about $18,000 per year. I could make more than that if I wasn’t on disability but not enough money to not struggle on my own. My parents think a disability trust is a good idea for me. I am full of doubt and uncertainty about my future. I wish things were affordable again and I could make it on a moderate income salary. I know many people would view me as entitled, spoiled, and unwilling to work. But it is not that simple. I need a remote flexible schedule career because of my circadian rhythm and having energy in the afternoons, evenings, and late nights into the early hours of the morning until dawn that flexes around my life so I can be at my most productive. Because I have no energy in the early and mid mornings and even late morning is hard for me to get up. I feel ready to get up at around noon midday. I will go for the habit of getting up at 11:00 am-11:30am Also I don’t drive so I don’t have reliable transportation to go to an onsite job. I would rather have a career in which I don’t have to clock in and out and can work wherever, however I like and can take as many breaks as a I need, and whenever I want as long as I follow the project guidelines and have the tasks/projects completed by or before the due date. If I finish my courses I could possibly do that if I pass my knowadays.com and skillcrush.com courses and do other vocational courses with certificates of completion and diplomas and finish my degrees from university. I maybe can do a bachelors degree and masters degree programs in many years. I still have to pay back my student loans that my parents help me pay back college was $15,000-$20,000 back when I was a junior at a cheaper state school for instate tuition not counting school supplies and textbooks for one year of university. I I still have over $5,000 dollars to pay back over ten years later. I should have just have finished. I was a fool for quitting because maybe I would be better employed right now. If I stayed with foreign languages/modern languages I would have been a translator in a high demand industry and could pay off my college expenses faster especially if I stayed at home for quite a few years to save up money. I should have never switched to psychology or taken time off for a year before going back. I could have had a bachelors and masters in foreign languages and translation. I would have made decent money but would have to be careful of my spending because everything is still so expensive these days. The thing is you are screwed either way because there is always some way to get you property taxes, sales taxes, income taxes at the federal and state level, on top of other expenses. I just don’t know how I am going to live on my own and how I am going to get around. I really don’t want to have to take public transportation especially when I have a lot of bags from grocery shopping. I wish I could have a personal driver who could take me places when I needed. I wish I could drive again but my family thinks it is safer for me not to drive. It is really frustrating but also cars are expensive to maintain and gas prices are high. Constantly checking engines and other things and fixing fees and property taxes. Also there is the risk of getting into a car accident.Also car insurance is another expense. You need insurance for everything. Life insurance, renters or home insurance, car insurance, health insurance, dental insurance, vision insurance, the list goes on. I don’t feel you are truly free if you have to worry about being one mishap away from losing everything even if you are middle class. I mean I feel the American dream is dead. For such an industrialized country we let our people slip through the cracks. Sure there are organizations that are doing everything they can to help society’s disadvantaged and some millionaires and billionaires and are there even trillionaires? Do donate a lot of money to social welfare causes but still problems do not get completely fixed. And employee protections are not the best in this country. Sure there are opportunities if you are rich and wealthy and don’t have to worry about money at all. But the low income working class and the middle class are taking the brunt of expenses while the upper class get a bunch of tax breaks. But deep down many people wish they were upper class for the opportunities and choices that socioeconomic. Class provides. I am one of them. But only through ethical and honest means. Some millionaires are self made success stories but are they the majority?
I am just saying the playing field is not really fair. So my mom did bring herself out of poverty through education and hard work and my paternal grandparents started over in America and brought themselves back to a middle class lifestyle like they had in Mozambique. Back in the day maybe the odds were a bit more manage able because again not everything was extremely expensive. I feel like after the 1980s prices started soaring. What happened? Also limited supply of housing and zoning restrictions and more demand than supply jacked up the prices. I feel so cynical and pessimistic about life. I feel like government should do more for its people to make their lives easier. I wish quality of life was more important than working yourself to death on this culture. I have no idea how I will survive on my own in this world because someday my older family members are going to die and it will just be me and my sister and cousins. And when I’m middle aged and then later become elderly i will have to live on my own or join some intentional community with cohousing, coliving, or shared living arrangements. I have also thought of joining ecovillages, housing co-operatives. I don’t think I would like living in.a commune where almost everything is shared in common. I could join a community of assisted living or supportive independent living for adults with disabilities with staff there for help if needed. I never want to end up in a group home or any other institutionalized setting. I’m just so scared…..
31-35, F
