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What's negative on your credit report?

Back in 1986 a credit union came and took my truck away from me, I done forgot all about that I tried to finance a work truck and that showed up.... Asshole thanked me for wasting his time
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Tminus6453 · M
Those things can be so off...I had an open credit line that was a negative on my report, only problem was it was supposedly opened in 1963, i wasnt quite old enough to open my own credit line back then