Masters and doctorates can be a problem because the employers expect over-qualified candidates to demand a lot of money... Besides, the more someone specializes, the smaller their field of expertise becomes and thus it's harder to get a job. Only get a doctorate or masters if you really need one, many people get masters and doctorates expecting they'll be flooded with job offers from random companies but that's not how it works. Besides, an important aspect of college/university is social networking: get to be known, develop a reputation as competent, smart, hardworking, etc. If you're behavior at college suggest you're always bored, lazy and you hate the career you're studying, all the networking opportunities will be wasted. Think: of all the people you know at school, would you hire anyone if you had your own company of if you were a manager in a company...? If so, who, and why...?