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Health insurance is really a scam..

700$ a month and an 8k cap? Ridiculous.
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Musicman · 61-69, MVIP
$8000 cap on benefits it will pay out???
Diotrephes · 70-79, M
@Musicman
$8000 cap on benefits it will pay out???

The $8,000 cap is the amount the patient will have to pay out for all expenses.

Familarize yourself with this site =
Welcome to Medicare
https://www.medicare.gov

Look at the plan benefits and costs for various plans in a Miami zip code. One of the most important things is to ensure that you get a plan that includes prescription drugs.

https://www.medicare.gov/plan-compare/#/search-results?fips=12086&plan_type=PLAN_TYPE_MAPD&zip=33101&year=2025&lang=en&page=3

Just go to the Medicare site, follow the prompts, type in your zip code, and compare the various plans and their benefits.
Musicman · 61-69, MVIP
@Diotrephes My wife has a much better plan than that.
Diotrephes · 70-79, M
@Musicman
My wife has a much better plan than that.
Does your wife have an employer-paid plan or does she have a Medicare plan?

All plans have different benefits and costs.
Musicman · 61-69, MVIP
@Diotrephes She is retired. She has Medicare and a Florida Blue supplement.