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I’m trying to get on disability benefits

Temporarily while I get my life together the next few years. It’s embarrassing to go on government benefits for someone who is able bodied like me, but has severe mental illnesses., and low energy. my parents want me to keep the disability benefits for life and work part time. It will help get me medical insurance Medicaid or Medicare. For federal use. I am on government state insurance right now called mass health or secondary one well sense. I never pictured my life being this way., I need to finish online school and my university education. I also need to finish my vocational certificates and diplomas from online home study programs. Ideally in the future I would be able to work 25-30 hours per week or the equivalent and make between $ 50,000-$100,000 per year with increased rates for speciality services with more experience. Even if I started out on $ 25,000- $ 45,000 part time basis it would still be more money than I made before. My parents want me on supplemental security income for the rest of my life as a safety net but it limits how might I can earn per month. I can’t earn more than $1000-$1500 per month before the benefits get cut offf. I really don’t want to be on disability benefits to be honest. But my depression, anxiety, and schizophrenia make it really hard for me to work. I also need to find introvert friendly careers that don’t involve working with the public and that I can do remotely with a flexible schedule., some examples include translation, transcription, proofreading and editing, writing and blogging etc. I need work that is skilled work because I have always been terrible at unskilled jobs. Working in high stress cut throat environments or people’s. Demands or issues like retail or seeing people in distressing circumstances like home health care. I say no thank you. I remember in the past coming home crying and feeling very drained. Also hard labor jobs always tired me out very quickly like being a janitor or trying to be a self employed cleaner. I have worked sporadically in retail, home health care as a companion/homemaker, as a janitor. I hated retail and sales the most. Home health care was just sad seeing people who were in distressing circumstances and while I had a degree of independence I didn’t get with a retail job, I luckily didn’t have anyone.that was a danger to work with but I hated cleaning and stuff. I liked being a senior. Companion but not a homemaker. I tried being a janitor but I cleaned too slowly and I was spooked being in a poorly equipped lit building by myself at night. Not to mention the place I cleaned turned out to be haunted because others had also had weird stuff happen to them there not just me so it wasn’t my schizophrenia. I tried selling fashion online but did not get enough customers. I hated having to participate in poshmark parties and not sell anything. Fashion selling online is too unreliable and irritating. I also.did pet sitting and dog walking which I liked doing. I liked working with animals minus picking up their shit. I jumped from job to job to make money instead of finishing my studies and getting a skilled career which I could work from home. Now I can’t even drive myself to a flexible job at different sites because my parents think it is dangerous for me to be behind the wheels of a car so I can’t do something like DoorDash, uber eats, or grubhub and deliver. Food as an independent contractor. My parents prohibited me from driving people around in my car in the past so I couldn’t do uber or Lyft driving side business. I need a work from home career. I decided to work with words and languages like with knowadays.com if I pass and maybe eventually add basics of visual design and web development from skillcrush.com. There are other home study programs I want to do as well. So I will have enough skills in my toolkit to eventually never be without work again. I want to work between the options of proofreading and editing, writing and blogging, translation and transcription, subtitling, scoping ( editing legal transcripts for court reporters) , court reporting/broadcast captioning/CART providing, digital marketing, visual design and web development basics etc. I need income making skills to support myself even if it’s just part time and I live frugally on say $ 30,000-$40,000 per year. If I can live rent free I can make my money stretch further in the future or reduced rent. Living with my family is an option though they drive me nuts about my clothing choices and how I keep my room. If I live in section 8 housing for people with disabilities or mental illnesses, I would get reduced rates for rent and the government would give me a voucher to pay for the rest of the rent. My parents want me on disability for the rest of my life and work part time so I never have to go without food or heating or if I go into a relapse and can no longer handle working I have a safety net. I wish I could handle working 40 hours a week as an employee so I could get insurance coverage through an employer. I would rather be freelance, independent contractor, and self employed. Though I would have to pay for my own insurance coverage. I really all I would have to work is 25-30 hours a week to afford a decent lifestyle. I think 40 hours a week is too much work time. Where there are other more productive uses of one’s time like hobbies for instance such as foreign language learning or writing. I have looked into alternatives to renting or paying a mortgage like cob Adobe or straw bale homes. Living in an rv motorhome, living in a tiny house on wheels, living on a cruise ship or yacht, living on a house boat, housesitting, taking jobs with housing included like an international English as a second language teacher or work exchange for reduced rent. Home sharing with an elderly person. There are also jobs like au pairs ( nannies), pet sitters. Senior care or disabled caretakers, park rangers, resident advisors in college dorms, or property caretakers like groundskeepers that live rent free. Living in historical houses and fixing them up and giving the occasional tour on government owned historical buildings, etc. there are many options. Volunteering for a few hours a day on organic farms or with host families for a few hours per day in exchange for room and board and maybe even meals. Co housing to keep rents lowered in apartments or houses. There are many many options. Living off the grid is also another way to live rent free though they would have to generate their own electricity like with a powee generator. You could also live in a commune. For now I need disability benefits and I hope I don’t get denied this time.
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Massageman · 70-79, M
Note- If you are self-employed and carry your own medical insurance, most- if not all- of that cost becomes a deduction on your Fed income tax. I have written two technical guide books- one 30+ years ago, and one about 18 years back, and numerous proposals (200-250 pages each) when I worked my "9 to 5" years ago. Since then, I became self-employed, do all my own bookkeeping, ordering, studio cleaning, etc. I also do artwork/graphics and proofreading. So, it can be done.