How can so many people become uninsured?

@softspokenman Who's basic needs do we need to meet? What is the definition of basic needs? Why should responsible people who have worked hard for what they have, for the pay they earn, be forced to support the basic needs of everyone else who doesn't apply themselves or just doesn't have the responsibility to pay their own way. The government can't supply anything it first doesn't take from someone else. I used to have a neighbor who had two children by different men, she didn't want to be married, she was "too young to be tied down". She got her food stamps, her medical card, housing assistance, and her daycare for her children paid for. She turned down a full time job as manager of the store she worked part time at because is she went full time and got a raise, she would have to pay for everything herself. The system is broken, as are the people using it. From the beginning of the country till the 1960, everyone was responsible for their own needs, welfare has turned into 180 different programs taking tax dollars from people who earn their money to give it to people who don't. The welfare problem has only gotten worse over the years. More of it will eventually destroy the country.

@Roadsterrider The country IS broken, the welfare program IS a mess, there are more homeless people in the streets some are VETERANS some have committed suicide, if they are mentally ill and/or addicted, they need help, one of the main reasons for homelessness is the cost of rent, as these problems have increased so has the greed and deceit by politicians and Big Business, Perdue Pharma, Johnson & Johnson, 3M hearing plugs, Monsanto, and others you may know already. During this Pandemic we have watched a President use it as Political Rally to aggrandize himself and his insatiable ego and throw tantrums when he wasn't showered with adoration when he lies, citizens didn't cause these problems, also we have seen incredible acts of "The Kindness of Strangers" everyday. Why should you help anyone else ? "The one thing that doesn't abide by majority rule is a person's conscience" Harper Lee.

@Roadsterrider "Beware of a small group of selfish men who will clip the wings of the American Eagle to feather their own nests" FDR

@softspokenman I see about 40% of what I earn being taken by the government to pay for things that I can't afford for myself. Between my wife and I, we pay $20K in federal taxes, $8K in state employment taxes another 4-5% in property taxes. Sales taxes, tax on gasoline. I am responsible, I work every day, and every day, politicians try to spend more and more. There are way more sponges living off of welfare without trying, than there are people who actually need it. As far as the homeless go, it is a choice for many, a choice between drinking or holding a job and being responsible or drugs and being responsible. Those people have basic needs, dope and booze, I can't help it if they made poor choices, but they chose. As a veteran I sympathize with homeless vets, but any vet can go to the VA and get help with addiction. It shouldn't be up to the government to be a nanny for every person who doesn't want to work.

@Roadsterrider Have a good life .

@softspokenman You too, enjoy the rest of the weekend.

@Roadsterrider I'm curious who it took the roads, military, water treatment systems, schools, power grids, weather radar, and fire departments from. I can't say I remember ever seeing any of those sitting around in somebody's garage.

Patently untrue and a completely revisionist rewriting of history to suit a narrative.

Also, if this is how you really feel:
I suggest you immediately cancel any insurance policies you have: health, home, car, life, all of them, because otherwise you are a massive hypocrite.

@OggggO Are you really that dense? Where did the money come from to build those roads? It came from taxpayers, just like most of the money the government uses.

Until we instituted a government run welfare system, welfare was handled by the churches and community.

Yes, that is really how I feel. It is a question if you care to answer it. Why should responsible people be taxed to support the irresponsible?

Can you explain why I would be a hypocrite for using insurance? It is a service I pay for, pay dearly for in some cases. And over the years I have paid way more to insurance companies that I have received in benefit from them. Not to mention that auto insurance is required by the government, Obama tried to make it the same for healthcare.

I could take a chance on my house being destroyed or damaged by rioting criminals or not but mortgage companies require insurance as part of the deal so that really isn't an option either.

Maybe when you get out of your mothers basement and grow up, you will see how some of this works, until then, be gone troll.

@Roadsterrider "ALL people on welfare are not irresponsible", that is a stereotypical label. Is there anywhere in the world where working people don't pay taxes to the Government to provide services that we all require as people ? Is it normal for human beings, by our nature, not to help other human beings that for one reason or another are less fortunate than the majority, or are we selfish, uncaring, with the inability or unwillingness to recognize the needs and feelings of others ? "A country doesn't need to be cruel to be strong" FDR Neither does a President. Socialism doesn't destroy countries Greed, Deceit, and Corruption does, no matter what the form of Government. A great leader needs to understand that it is not they who are great it is the people who they have been given the privilege to lead who are.

@softspokenman Welfare centers around children and single mothers, I raised three children, I know how it happens, when I didn't want a child, I did something to prevent it, a condom. Cheaper and less dangerous than an abortion. Cheaper and less dangerous than getting a vas or tubes tied. Safer than using nothing reducing healthcare costs potentially. The biggest part of welfare recipients are single mothers, 90% according to the sources I can find. If that isn't responsible people being forced to pay for others lack of responsibility, I don't know another way to describe it. If you planted a garden and 90% of the plants produced nothing, would you continue to invest in that part? If you invested in some stock that lost 90 cents on the dollar over and over, would you continue to invest in that stock? I am thinking probably not. There will always be poor and I feel society should take care of them, poor, mentally deficient, handicapped, they need help. But when 90% of the money that should help those who need it goes to the 90% that can't keep their urges in check till they can afford a family, that is abuse of the system. Prior to welfare, black families had a higher percentage of 2 parent households than white families did. Why is the number for black families now at 70% single parent households? And white single parent households at 24%? The onus for the man to provide for his offspring has been alleviated by the state.

@Roadsterrider And that was completely insufficient.

Sure. The entire principle on which in insurance works is that the people who don't need it pay for the people who do.

@OggggO Insurance is an investment, insurers are investors, they calculate what I should pay for them to take the risk of insuring me. They take what I pay and invest it. I am paying because there is a chance I may need insurance, they are charging me and taking the risk that I need insurance before they make money from what I have been paying. It is a business. I pay what amounts to a good sum of cash over time, so that I don't have a stroke and lose my home, property due to medical costs. They gamble that I will be well long enough for them to cover those expenses and still make a profit.

Unlike government provided healthcare through public assistance, the government taxes people who have been responsible to primarily support those who haven't. They force everyone who works to pay into medicare, whether they are going to use it or not. Thinking that having insurance makes me a hypocrite is ridiculous and shows how little you really know about any of this.

@Roadsterrider
You left out the part where this can only work by taking on enough people that *on average* they make more from those who don't need much paying than they lose from those who do. It does not and cannot work on an individual basis, only a community one.

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