I'm almost 27 and I'm still a virgin.

It is kind of starting to bother me.I'm not the most handsome guy but neither the ugliest.I was always a bit shy didn't go out much.I did have one girlfriend so far.I wasn't into hookups and stuff mostly cause I always wanted to wait for a special girl.But I don't is there a point in waiting anymore.Or should I just pay for sex or have a hookup?