I had an exchange summer but left with an huge medical bill

Im not certain how insurence works in the usa , although I know an bit about it , during my exhange program , my agency gave me free insurence , upon arriving at my program I suddenly started having bad stomach cramps and UTI symptoms , I went to urgent care and found the issue , it were something minor , mainly female issues ( infection ) along with an overian cyst but nothing really serious. When my problems got worst , I went to the hospital as advised. They did around 4 tests and kept me in for an few hours. The results wasnt anything really bad but something that could occur at anytime. Upon returning home , Ive been charged $16,189.07 and my insurence is refusing to pay any of this money , claming my problems were pre exisiting yet any woman at anytime could get an infection and there were no way of me knowing I had an overian cyst. I cant afford that amount , being an student and working an part time job.

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SW-User

Ya, USA hospital bills are crazy high. 🤔🤔Someone I know had a seizure at home. Relative at home called ambulance. Ambulance came picked up the seizured person and took them to hospital literally 5 mins away. Bill comes for $6000. A 5 minute ride in 🚑 ambulance. They have medicaid. Medicaid denied the 6 000 and paid only 600 or so. Since, hospitals are private organizations they set any prices they want I guess. But the medicaid has different pricing what looks like to me maybe set by government and its 100 times lower. Um. Idk maybe find the medicaid (government) pricing list for the services you received. It will probably be few hundred bucks. Pay that, not the hospital pricing list. And then write them a letter that you paid that and had the hospital notified you of their prices you would never go there. Or when you leave USA they will not do anything to you.