If you're in Oz with a mortgage, do you think you are getting a good deal?

I rent still but might try my luck at a home loan this year.

What are the current rates most people in Oz are paying? Around 5 to 6 percent on a standard variable mortgage with 30 yr term?

Is your loan direct though a bank, etc. or through a broker/vendor?

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KiwiBird · 36-40, F

So add thirty years to your age....will you still be working then?

Brokers get their fees from the bank. If you have a good credit rating you should be able to negotiate with the bank. Do your homework, don't just take what seems like a good offer.