If you're in Oz with a mortgage, do you think you are getting a good deal?

I rent still but might try my luck at a home loan this year.

What are the current rates most people in Oz are paying? Around 5 to 6 percent on a standard variable mortgage with 30 yr term?

Is your loan direct though a bank, etc. or through a broker/vendor?

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scorpiolovedeep · 51-55, M

Never go with a bank.
Atleast avoid the big four banks.

Use a broker instead.

Diff rates for owner occupied and investor loans.

Yes,around 5.5% ish

Good luck.