What would you do if you had $12,000 in credit card debt?

@Keepitsimple not totally crazy what about the Christmas season

@saragoodtimes craziness. Make someone happy so you cringe monthly paying off the debt (if you even can)

@LunarOrbit put it on an Amex and pay it off in Jan

@saragoodtimes Yes. But thats really not debt right? Thats just a payment option

@LunarOrbit we're splitting hairs, can put it on a master card and still pay it in Jan

@saragoodtimes If you can pay off a credit card in less than a month, thats not debt…thats just convenience.

Im not trying to be facetious…but debt to me is something you can’t afford to pay off relatively immediately…so you have to aquire interest.

@LunarOrbit if you can't afford it then control your spending

@saragoodtimes I’m poor Sara. I go to dollar tree at Christmas time.

@Keepitsimple did drive by one once

@saragoodtimes it really is only $1. I can buy 50 presents a person.