Urban legends?

What's the scariest urban legends from various different cultures and do you think they are true?

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Nanori · F

There's one I recently heard about
It's about an echidna living in the deserts of Iran called Shahmaran (translates: king of snakes) people in certain cities with a higher number of snakes have a picture of her in their house to keep the snakes away.
She's my new crush c: