Do you have insurance for EVERYTHING?

Hell yes! I run a small construction company and I have to have insurance for damn near everything!!

Penis insurance has saved me more than once.

Yes even our dog

Trying to get some for my business but it's insanely expensive.

Most of the basics - yep

life house car medical

I don't have a car, but I have car insurance.
It's called Non Owner Liability and I pay $60 a month, can drive anyone's car, and won't be considered High Risk when I get my own car.
Other than that I only have health insurance