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When you move in with your significant other,

How do decide who pays the bills.? Or do you join your money together? Especially if one of you makes a significantly more amount of money.
Uh!! When we move in together that's the last thing we worry about ...
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@SW-User

Thank you my darling.. and vice versa.. 🤗😘❤
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Heartlander · 80-89, M
A family friend moved in with her unemployed boyfriend and opened a joint bank account, depositing her paychecks there. Then one day the State of I----- swooped in and took every penny in that joint account because boyfriend had not lived up to his child-care $$ obligations from a previous marriage.

Duhhh??? joint accounts give all parties the right to 100% of that account, and also gives the courts access to 100% when satisfying judgements, regardless of who put the money there.

Suggestion: When pooling resources, be sure to know the other person's financial history.
Being married for almost 40 years, what's worked for us is there isn't my money and her money. It's all our money. With that view, there are no issues with who pays the bills.
melissa001 · 51-55, F
@TheSentinel but what is she made 1/4 of what you make?
@melissa001 That would change nothing.
Nope!!! I ain't falling for that again!!! I ain't doing it unless it includes separate accounts!!! I don't mind transferring money to a joint account to cover bills and treats - but I desire to keep hold of some cash in my own right to cover things like treats (I used to like surprising my man with the odd trip out here and there) and emergencies.

Never again will I be totally dependent on a man for my own needs.

I'd prefer the bills to be split equally so that I know how much I need to pay and I will see to it that the money gets paid in when it needs to be.
Regardless of who moved in, I have always paid 100% of the bills

One lady, who moved in ... after her separation, paid for a small apartment, so her parents would not know she was sleeping with me (Lol.. like that ia a bad thing)

I had her put the rest of her income into a stock fund I directed.

She went from a broken down car to a new Dodge Ram and $200,000 in stock, within just 3 years

All good
melissa001 · 51-55, F
@questionWeaver sounds good to me.
SW-User
My wages cover house and car and bills.
His is spending money.
Split bills.
Separate accounts but each of us has access to the other’s account, ONLY if necessary.
melissa001 · 51-55, F
@CookieCrumbs what 1 is on disability and doesn't get much money. Should the bill still be split equally?
@melissa001
You asked about personal experience/choices.

To answer your follow up question:

How expenses are to be handled should be discussed and expectations should be laid out before committing to moving in together.

If one is willing to pay more, that’s up to the couple to discuss.
melissa001 · 51-55, F
@CookieCrumbs Thank u
Magenta · F
In my marriage, it's all combined, joint account. He's the head of the household to me, when I've worked out my money goes in the same account.
Noble · 56-60, M
Combine everything.

There is no, [i]mine[/i] and [i]yours[/i]; it’s [i]ours[/i].
MarineBob · 56-60, M
Split them.should be decided before you move in
chrisCA · M
We have our own bank accounts, and credit cards.
Your are responsible for your own personal expenses: phone, car expenses, subscriptions, and insurance.
We split the house expenses, and repairs.
SW-User
Combined is ideal but you really don't know how it will work best until you actual live together
Keepitsimple · 51-55, F
Have separate accounts and a joint one for bills. It’s the best thing ever and prevents money arguments.
SW-User
Joint account plus split, put in an equal amount every month to pay for bills and stuff for the house.
ozgirl512 · 26-30, F
I think it should be sorted before hand... Might show why you shouldn't move in together...
EagleV · 51-55, M
I think who makes what is completely irrelevant when 2 people joined together. It's supposed to be us and ours instead of yours and mine.
Darkskiescoming · 51-55, M
Sugar mama to pay all the bills...LOL
Nobody gets access to mah money!
Split and assign bills.
vetguy1991 · 51-55, M
Id say split it

 
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