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I live at home with mom and dad in my late 20s

I'm broadcasting because most people who ask or bring up that fact think that I (and other adults who live at home) are mooches, living off their parents.

It is far from the truth in my case.
I've bought all the groceries for the household for years, to the tune of 200+ a month.

I buy toiletries/household items i.e toilet paper, paper towels, dish soap, bath soap, laundry detergent.$30+ a month

I pay the internet bill 70 bucks a month. I pay for tv (Netflix and Philo) 30 a month.

All in addition to my own bills, car payment, car insurance, gas, phone bill,personal items.

I know that a lot of folks at home pay rent to their parents for living at home. I don't, I go out and buy all of the above and that is my contribution.

Oh also, we got the house remodeled recently, new floors, cabinets, door etc.

I have thought about this alot. I used to feel bad about still being at home at 28, but the fact is, I help out a great deal.

My parents DO NOT give me money. Both can attest that they haven't had to help me financially since 18.

I think leaving the nest early is the reason a lot of people are poor now. They didn't save enough money and weren't prepared for high rent and cost of living.

Plenty of people in other countries live at home well into their 20s and adult lives.
It only seems to be certain people groups/cultures who say that a person MUST move out at 18.

People must not realize that a lot more can be done when people live together, build together and save.

I have also thought about the fact that some people who have negative things to say about my living situation could be jealous of:

1.The fact that I have good enough relationships with BOTH of my parents to still be living with them at 28

2. The fact that I get to save a ton of money by not having to spend it on rent

3. The fact that I have very little debt (owe 3200 on my car)

That's all, just a little rant
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FaeLuna · 31-35, F
I lived with my dad for a few years after college in order to save up for getting out on my own. I did a bulk of the chores and maintenance tasks around the house, like cooking, cleaning, yardwork, and whatever else needed to be done. It gave me a bunch of life skills and a chance to build up emergency funds in case something bad happened.

I'm really glad I did, because there's no way I would have been able to afford rent and stuff right out of school. Being out on your own is great and all, but if you lose it all if one unfortunate setback happens, it's not really freedom. Better to live at home and build up a safety net than risk it all alone.
cherokeepatti · 61-69, F
@FaeLuna It saves on student loan debts too if you don’t live in a dorm & pay for food service, which is way too expensive.
FaeLuna · 31-35, F
@cherokeepatti I was more or less kicked out of the house for college so that I could meet new people, but yeah, that stuff is way too expensive.
cherokeepatti · 61-69, F
@FaeLuna I told my daughter to live at home & commute to college but she insisted on living in a dorm, she got into credit card hell debt because of it & filed for bankruptcy because the interest was eating up her payments & she was working when she went to school. I had to pay part of her dorm costs because the university sent me the bill, I didn’t sign anything but they sent it to me anyway. I had warned her not to get started with credit cards but she thought she was smarter than me so she did it behind my back as soon as she was sent applications.
FaeLuna · 31-35, F
@cherokeepatti I avoided getting a credit card as long as I could, but finally caved when things I needed could only be bought online. Otherwise, it was strictly cash for me. It's much easier to not spend money you don't have, when you don't have it with you!
cherokeepatti · 61-69, F
@FaeLuna I’d see so many students picking up packages at the mail center & saying they’d ordered music CDs or other things they could have lived without, they told me they got credit cards so they could order stuff online...the interest starts building up. I told them “back in my day we saved up for things we could delay purchasing, and sometimes by the time we got enough money to buy it we already changed our minds & decided not to because there were other things more important that we needed.”
iamnikki · 31-35, F
@FaeLuna yup!
FaeLuna · 31-35, F
@cherokeepatti I saw way too many shows as a kid where the main character gets in trouble with a credit card, so I learned pretty early what the dangers were. To this day, I've always paid off the balance in full, and have never been charged interest. It just seems stupid to me to do otherwise.
cherokeepatti · 61-69, F
@FaeLuna I have used one to buy a pair of shoes on sale at Kohl’s and get a discount with it, but I had the money already to pay. So no interest. I don’t like paying a penny of interest on anything.