I got a "final notice" debt collection letter. Can you help me understand what it means?

I had multiple breast tumors removed, and with that, loads of bills. Well I guess I over looked one. I got a 3rd and final debt collection letter.

It says "this will be our last attempt" and that they "will reccomend other remedies." if not paid.
$124 for a community hospital visit.

What does this mean? Can they take my car away (2015 nissan sentra) ? A lawsuit? I live in New York if that helps. I can't pay that bill this month.

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Tonydang · M

Your best chance might be contacting them and explain your situation there might be a payment plan they can do if they know your not disputing the bill and want to pay

CharleySmile · 22-25, F

@Tonydang thry don’t care

bijouxbroussard · F

@Tonydang Very good advice. No point in having that on one’s credit for such a negligible amount. People don’t think ahead.

CharleySmile · 22-25, F

@bijouxbroussard @bijouxbroussard if it is over $100 I’d had Been reported.

bijouxbroussard · F

@CharleySmile Sorry, I was assuming the OP was an honest person who usually pays her bills, but had gotten behind, which happens.