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Adding a teenager to my insurance policy….

Ummm why does my monthly premium double?

In any case I’m not the one paying it. The teenager is.

He scrounged up enough money to buy himself a little starter car.

Case in point my husband and I have a monthly premium of $258 for a 2022 suburban and a 2016 minivan.
Adding my teen and his little 2002 hatchback raised our premium $250

We added him to our policy to get the discounts
Our cars have Liability, collision and comprehensive with $100 deductible

His has liability and collision no comprehensive and a $500 deductible….

It’s insane honestly 😭😭😭
Good thing he has a job* and is paying for it.

If he purchased his own policy his monthly premium would be $315 to $380
And progressive quoted a whopping $635 a month! 😳😳😳


Do they realize teens mostly get minimum wage jobs they’re working just to afford car expenses 😅😅😅

Good things he’s applying to the electrical union once he graduates from HS
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as long as there is no accident you should be okay.
KaysHealingPath · 36-40, F
@Aliveshock oh yeah he has no accident history

And since he’s on the policy if there is an accident that’s the point of the insurance.
@KaysHealingPath
insurance lis legally required.
So glad he has been careful so far with his record of driving while still in High School. Just be nice to him and he should behave. 🙂