I'm struggling with empty bank account syndrome & losing the battle.

I know what you mean. I went to check my bank account balance the other day and the screen flashed $NO.OO

Me too!

I am so broke that I have to deposit $3000 to keep my bank account alive.

I am so broke I have in lieu of a penny a slip of paper with IOU in my penny loafers.

Unfortunately so many of us know that feeling

I'm so broke that even the homeless are offering me panhandling tips...