In the news........"the pandemic has raised new questions about how to balance individual liberty with public health. The latest is whether people who

refuse to be vaxxed should pay for their own medical care out of pocket when they get COVID"

What do you think?

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That's too extreme for me. But treating them like smokers makes sense. After all, it's a choice like smoking is.

The practice of charging tobacco users more is called tobacco rating. The ACA allows for insurance companies to charge smokers up to 50% more (or premiums that are 1.5 times higher) than non-smokers through a tobacco surcharge.

https://www.healthmarkets.com/content/smoking-and-health-insurance