What’s the scariest situation you’ve ever been in?

Standing in an empty parking lot, waiting to meet a friend. Cop speeds toward me, jumps out of the car, draws his gun, points it at me chest-level and yells "Whaddya doing here?!!!"

I stammered through some kind of explanation, and he seemed satisfied, just took off.

I was sure I was about to get shot by some asshole cowboy cop.

Went back home. Needed new underpants. Fuck.