Since we only have 12 years before the world ends, according to AOC and Dems, I may as well run up credit card debt and enjoy these last 12 years...

The afterlife tracks your credit. You’re only allowed into heaven if your score is over 750. Anything between 400-749 and you go to Hell. Anything lower and you get to sit in a dark room for all eternity instead while the souls of the damned whisper facts about Mick Foley into your ears, and that makes me a sad panda.