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Why is the cost of living sooooo high ๐Ÿ˜ญ

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DaughterOfGone ยท 36-40, F
I think it's a conspiracy to stop lower/middle income people having babies because they can't afford them, so they'll die out and only the rich will be left... nah actually I dunno, it feels too complicated to understand but it's depressing because it feels like it's only getting worse