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What do you do when someone borrows your money and doenst pay you back?

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It’s not the money (although it is). When a friend asks to borrow money, lending it is a gesture of love. Usually when they borrow they say, I’ll pay you back $50/month or by month after next, all of it. Unless they had an accident and are in a full body cast and are NOT paying you back, either they were lying when they promised to pay or they’ve decided to spend your money on themselves, which was not the agreement. So you can decide if you want to have a friend like that or not. If you decide it’s worth it to you for whatever reasons then just let it go, consider it a gift, and commit to memory some great reasons why you can’t lend to them in future.