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What's your take on this question?

My best friend back East loaned her niece $200.

The niece did not have a checking account, so my friend sent cash through the mail, and the niece received it.

A week and a half ago, the niece said she mailed cash back.

My friend never got it. Is the debt repaid?
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Well does she trust her? If she says she did then it is a matter of trust. Mailing cash is risky and should be recorded delivery of some kind and insured.