Why do people talk about "hard rain"? How can rain be "hard", since it is only water?

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SW-User

[youtube=https://www.youtube.com/watch?v=itPcjTSlPqY]

SW-User

@SW-User Damn. Forgot about hail. 😄

SW-User

@SW-User I like the guy's words of dismay as his car gradually gets more and more damaged, with visions of insurance paperwork in his head