Has this happened to anyone else? What did you do?

So I discovered my checking and savings accounts were drained over the weekend. I stopped my account... which only has about $30 left between the two now... and that's about all I can do for the time being until my bank opens tomorrow. 😬

I guess my question is what do I do in the future? Keep my money stuffed in the mattress? How do I stop it from happening again?

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SW-User

My debit card was somehow skimmed at a gas station pin pad about a year ago. They got about 250 peoples banking/card info. Fortunately the bank only held me responsible for the first $50, but 50 damn dollars 😑. I was able to block the card from overdraft so I could only spend what was in checking at the time the card is used and the rest is in savings. I just have to remember to move money with my banking app on my phone.

Sorry that fucking sucks :(

dumpstermeow · 41-45, F

@SW-User I never use it except for in stores at the register. 🤷🏼

SW-User

@dumpstermeow if they had a skimmer to capture the swipe otherwise I was told the thieves guess at the numbers on the card and get "lucky" that sounds astronomical to me though. 😐

SW-User

Open a separate savings account tomorrow that isn't linked in any way shape or form to the checking/savings account attached to the debit card. That savings account should be safe if you don't get a debit card attached to it, the only way to access it would be to go into your actual bank or online through your banks app/website. You can keep money in it safe from the outside world by going to the bank and transferring money to it from the main account. If your bank won't let you open a second account like this open this savings account at another bank. Sounds complicated but it's safe as long as there isn't a card attached to it.

dumpstermeow · 41-45, F

@SW-User I have a dedicated savings account for that purpose already under the same account. It was untouched.

SW-User

@dumpstermeow there you go then, move most of your money to it in the future.