Do you use online banking?

@ninalanyon With such a comparatively small and scattered population (outside the cities) I'm not surprised.

@FreddieUK
Having a comparatively small and scattered population outside the cities is a moot point you made, Freddie.

Anywhere you go in the world among more advanced civilizations, you will find very few retail banking outlets in existence anymore and those remaining outlets that do still exist, typically have only one or two bank employees standing behind the counter, one of whom is specifically there to serve senior citizens who don't do anything electronically anyway and who make all banking transactions in manual mode.

@swirlie This is why it makes sense to bring together all the banks into one space and staff them on a rotational basis from the different banks across the week or month. It does seem to be an issue in some places as to where that space will be (the Post Office? - where they exist) and making that space commercially viable.

@FreddieUK I don't recall it being regarded as being very important to have physical branches here. We have had online banking since before we had direct connections to the internet, I used a modem to connect to the Post Office to pay bills in the early 1990s. There are very few people here under the age of ninety who didn't have the option of online banking before they retired so pretty much everyone is competent to use it.

Now we have no Post Offices either. Instead we have a counter in a supermarket that handles not only Post Office things but often other delivery services too and they are open for the same hours as the supermarket itself.

@ninalanyon It is a matter of the cultural norm, often.