Do you use online banking?

@HoeBag Although my Internet access is by computer not 'phone, I have the same concerns about security and system breakdowns.

@ArishMell That is a valid concern too. I THINK though that scammers probably concentrate more on hacking phones than computers because people typically use their phones more these days.

Although, scammers will ultimately do ANYthing to try to steal.

@HoeBag You are probably right. I don't have a "smart"-'phone so don't know what happens on them. However most fraud and phishing attempts I receive come as e-posts anyway. I block and report them.

Some are obviously false because they refer to companies or services I do not use!

Others because their sending names are so totally and clearly false, such as a very long string of random letters before a real or bogus domain. I don't know what that is supposed to do - perhaps it gets round certain types of spam filter.

@ArishMell It is not much different on smart phones - one often receives texts from scammers about how the shipping label on their Amazon package was damaged and they need us to verify our info.

I get those a lot. Well that is funny because I almost never order anything from Amazon.

Or maybe texts saying we owe the IRS and they will send us to jail if we do not pay.
Funny cause the IRS does not send out texts.