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FreddieUK · 70-79, M
I have had 'no branch' banking since 1983 when I started with GiroBank - well before the internet - but as soon as it was available it became a natural progression. It's a 24mile round trip to my nearest bank branch and I can't remember the last time I went. I checked my account every day on my phone, and it's the easiest way to keep a close eye on what's going on. I also keep £100 cash in my wallet just in case it all goes down one day.