Have You Ordered Anything From Temu Website?

I heard for about a year now that some people have had their banking accounts hacked and money removed after using a Temu account to order things. But now I find out that they will accept Visa cards so wouldn’t have to worry about my bank account getting hacked that way. I started seeing a lot of identical things that I have been looking for on Amazon selling for about 50-75% less than what Amazon and other sites sell the same thing for. Now rethinking of ordering. The worst drawback is that it might take up to 3 weeks to get the package shipped. But they offer refunds and pay for postage if you send something back that is defective. I already have a list of things I want to order and may get a $100 Visa card to do just that.