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How do you prepare for retirement? At what age can one really retire?

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bowman81 · M
I tried to save and invest a little something with every check I earned while working. I enrolled in 427 plans at work (tax deferred investment programs like IRA's). I retired at age 51 with a fixed pension and healthcare from my employer. (No cost of living increases, no social security) The investments have been my inflation hedge.

I am not rich by any means.....but I am not worried about there being a roof over my head or food on my plate either. A lot depends on what your vision of retirement looks like. If you want to travel a lot, eat out often, buy a new car every other year, and shop for a hobby you will need a lot more than if you have more simple needs.
Casheyane · F
@bowman81 Did you find happiness in the simple? How did you become content? Or does it disappear and reappear every once in a while?
bowman81 · M
@Casheyane Happiness and contentment have very little to do with "things". I have never had unlimited happiness nor contentment. I doubt any amount of money would have much impact on either of them.

I have heard it said that one must have experienced sadness to appreciate happiness. I think there is something to that. I'm in a good place, not the best place, but far better than many.
Casheyane · F
@bowman81 That is a nice view. Thank you for sharing.