Hypothetical question Would you accept a deal today that guarantees you a $65000 profit Or Wait...

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Would you accept a deal today that guarantees you a $65000 profit Or Wait it out and possibly get anywhere from no profit to over $1,000,000? Which would you choose and why?

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TheunderdogofNY · 36-40, M

I know what i could do with 65000 today. I wouldn't gamble on taking less than guaranteed take home money.

SomeMichGuy · M

Given this scant outline, the $65k today.

This money is certain, while there is no information about probabilities of getting anything from $0 to $1,000,000.

This sounds like a game show where contestants are offered this choice, "know" that *they* WILL "win the million"...then walk away with **nothing**.

WaryWitchWandering · 36-40, F

65,000… because it’s guaranteed and I don’t have good luck haha.

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SomeMichGuy · M

@WaryWitchWandering I hope you could do exactly as you said, if offered this choice on an actual game show.

WaryWitchWandering · 36-40, F

@SomeMichGuy oh I could… because the idea of losing that much money for the slight chance of more money— it’s a no-brainer for me. That’s just how I am. The 65,000 could be added to savings, or used for things I otherwise wouldn’t spend on for myself and family

SomeMichGuy · M

@WaryWitchWandering EXACTLY.

You are wise.

Justafantasy · M

Need a few more details on what's being invested in and how it's being paid. I like a sure thing, if I have something better I can line up with 65000 probably, if no losses are involved in waiting for a million I'd need more about the company

SomeMichGuy · M

@Justafantasy It's anywhere from $0 to "possibly" $1,000,000.

caPnAhab · 26-30, M

$65,000 right now. I sure could put that money to good use right now, and I know I'll have it

Fluffybull · F

I'd wait it out. $65,000 isn't a life-changing amount of money. $1,000,000 could be.

SW-User

The former. I’ve done all my risk taking

Ferric67 · M

@SW-User that seems to be the consensus

SW-User

@Ferric67 gambling isn’t my thing either..but I do admire those that have that kind of bravado

morrgin · F

Is this a marshmallow test?

Ferric67 · M

@morrgin it most certainly is morrgin

It could span as long as seven years....or I can get 65k today

morrgin · F

@Ferric67 i will wait for the 2nd marshmallow. Sure wish i chose this option many years ago

Ferric67 · M

@morrgin just so you, this would tie up a lot of money today...so, you will literally have to forget about it.
But, yes....the pay out later, much later yields big rewards.

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Ferric67 · M

@Stereoguy risk is low, the time could take a while...possibly three years (maybe less, maybe more).

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