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JohnnySpot This is what Perplexity says the ai search:
Although FEMA technically had over $70 billion in recent years, budget changes and withheld payments mean the effective amount available for new disasters is far lower: if planned reimbursements are paid in 2026, FEMA may have only about $15.5 billion for new disaster spending this fiscal year. This forced states to deal with more of their flood and weather-related losses on their own, and added uncertainty for future relief.
State-level requests for federal FEMA aid, such as Wisconsin's appeal for public assistance after August flooding, were recently denied by President Trump’s administration, leaving those communities without support and requiring them to appeal the decision.
In summary, the concerns about Americans losing homes to floods amid cutbacks in FEMA disaster payments and sometimes poor warnings about rising rivers are supported by actual events and official actions in 2025.
While FEMA's official total funds seem large, the amount effectively available for new relief is much lower — contradicting arguments that budget issues are purely speculative or that FEMA has unlimited capacit
