Are women who do "findom" as evil as they present themselves?

The internet appears to be full of pretty women who want men to send them money. In exchange, the men get to look at videos of the pretty woman showing off her body and making generic insulting comments about the man -- you're so weak, you have a tiny dick, etc. Okay. Far be it from me to kink-shame. But some of these findommes are also telling their clients to bankrupt themselves sending them money. Or to break up with their girlfriends. Or to stop having sex with their wives. Are they really out to destroy people's lives? Or does everybody involved know that these are just fantasies, and nobody takes this extreme stuff seriously?