Before you buy the Florida hype

Florida's insurance market, which has been unstable since the 90s, has grown even more volatile in recent years. According to industry estimates, the average price of homeowners' insurance premiums has more than doubled since DeSantis took office in 2019, and more than a dozen insurers have become insolvent in the state during that time. Earlier this month, Farmers Insurance announced that it would end its home and auto coverage in Florida entirely.

A recent study put Florida at the top of the list for the most expensive home insurance in the country.

All of this, according to Ron himself, will “normalize after hurricane season.” This from a guy who’s received millions of dollars from insurance stakeholders as he has overseen massive giveaways to the insurance industry.

All of which creates a state of uninsured drivers, hit-and-runs and dilapidated homes and storefronts there was no insurance to repair from that fire or flood or robbery. All of which encourages a thriving industry of bus bench lawyers and dreams of instant payouts. We’re the original state of “I’ll pay you when I get my tax refund.” Low rent.

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MistyCee

I haven't seen any positive hype out of Florida in a long time, actually.

Ynotisay · M

@MistyCee I just read something about five minutes ago. 1/5 of the country's new leprosy cases are in Florida. They win. I'm sure they're very proud.

windinhishair · 70-79, M

@Ynotisay Leprosy. It is a hoax. All you have to do is drink pool chemicals and it is gone.

Ynotisay · M

@windinhishair In all reality, if you were to get on to the right outlets, claim to be an expert, throw in some made up effectiveness data and told people to do that....they would. (But please don't). :)

windinhishair · 70-79, M

@Ynotisay I know they would. For heaven's sake, people watch scientifically-illiterate people on YouTube and instantly believe what they say more than tens of thousands of scientists who work in that field. Conspiracy theorists are conditioned to see conspiracies everywhere and in everything, no matter how impossible.

Ynotisay · M

@windinhishair Yep. It's a wild phenomena to watch play out. As a species I think we were SO not ready for the internet, Which is one of the reasons I'm looking at AI with a lot of dread.

windinhishair · 70-79, M

@Ynotisay As am I. Just wait until next year.

anythingoes477 · 31-35, M

@MistyCee And since you are a part of the gay community......until trumpism dies out you never will hear anything favorable to you out of Florida. Desantis is just another trump...with different hair.

MistyCee

@anythingoes477 lol. I do hear stuff about Florida from outside of the gay community, and it's still not good stuff recently.

Even the Floridians I know who liked DeSantis a couple of years ago are getting tired of him.

anythingoes477 · 31-35, M

@MistyCee It amazes me how any gay would have ever liked him or any part of the GOP agenda in the last 8 years. To me a gay liking the ones that MOST hate you and your lifestyles is like a missionary handing a cannibal a salt shaker...and being proud of himself for doing it.

MistyCee

@anythingoes477 Self hatred runs deep in humans sometimes, I guess.

But I've got (non-gay) family in Florida who are sick and tired of their Governor grandstanding on issues instead of running the state and trying to cope with real issues confronting it.

Funny thing is,If DeSantis could solve Florida's insurance problems , he'd probably get a lot of support from other coastal states as well, like California and Louisiana.

As a country, we really need to address McCarran-Ferguson across the board, and not just health or Flood Insurance, but there aren't any easy solutions that work for campaigns.