The Life and Times of A Cursed Individual

So..., on Monday afternoon/early evening, a 17 year old girl pulls out in front of me on the highway without using a directional and brakes when the guy that was in front of me turned on his headlights.
She mistook his taillights turning on for brake lights.
She was on her phone....

I totaled my car. She has minor fender damage.

I missed 2 days of work, and spent hours talking to insurance agents, tow services, State Police, and the RMV
Filled out no less than 11 different forms of paperwork.
Now I just wait...

Last night a buddy lent me a car for work.
This morning's drive was a little nerve wracking, I'm not gonna lie.

But I was back at work, and it seemed like the worst of things was behind me for at least a day.

And then I:
Hurt my ankle.
Whacked myself in the cheek with my own pliers and cut up the inside of my mouth
Cracked the screen to my phone.
Lost $10 to the wind.
Missed my exit on the way home and it added 20 minutes to the ride.
Then when I got home, I found out that NY-BT sent my disputed bill into collections, and they want $367 and some change for $19 in tolls.

Oh, and I just opened an email informing me that my rent is going up $50 a month....

I need to get out of October !