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Seriously. What's the Point of Marriage?

I turn 30 in a couple of weeks. Many of my friends are getting married and having kids. While I am being pressured to get married. I am still working on saving money to move out and finding myself while battling anxiety and depression. When I ask friends and family what's the point of marriage I always get a religious response or something that has to do with finance. I mean people could still live with each other and have kids without getting married. During marriage you worry about falling out of love with the person or them cheating. I feel many people get cheated on during marriage without their partner ever finding out. If you get divorced, that leads to financial issues. Personally I don't know if I want to get married.
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No one should be pressuring you to get married. But that doesn't mean it doesn't have benefits for those who want to. Like I've said on here before, a close friend lived with her boyfriend for 13 years, and when he got sick she discovered she had less legal say in his treatment (even though she knew his wishes) then his grown children who lived out of state. As his wife the doctors would've have listened to her.