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Seriously. What's the Point of Marriage?

I turn 30 in a couple of weeks. Many of my friends are getting married and having kids. While I am being pressured to get married. I am still working on saving money to move out and finding myself while battling anxiety and depression. When I ask friends and family what's the point of marriage I always get a religious response or something that has to do with finance. I mean people could still live with each other and have kids without getting married. During marriage you worry about falling out of love with the person or them cheating. I feel many people get cheated on during marriage without their partner ever finding out. If you get divorced, that leads to financial issues. Personally I don't know if I want to get married.
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I don’t think it really matters what other’s reasons are for not getting married or for getting married. Just know at the end of the day you have that option to do whichever one you want regardless of the reasoning. I see a lot of marriages ending in divorce or just staying, but unhappy. I also think a lot of people rush into it super young, and I think it’s just odd to have the idea of wanting to be with one specific person forever and always. People grow and change so regularly that it seems like a challenge and difficult to feel that way for one person always. People just become accustomed to each other and it’s just easier to stay together, but that doesn’t necessarily mean that is something you have to do regardless of how accustomed society is to it.