Seriously. What's the Point of Marriage?

I turn 30 in a couple of weeks. Many of my friends are getting married and having kids. While I am being pressured to get married. I am still working on saving money to move out and finding myself while battling anxiety and depression. When I ask friends and family what's the point of marriage I always get a religious response or something that has to do with finance. I mean people could still live with each other and have kids without getting married. During marriage you worry about falling out of love with the person or them cheating. I feel many people get cheated on during marriage without their partner ever finding out. If you get divorced, that leads to financial issues. Personally I don't know if I want to get married.